"What?! You do not have a credit card?" This was a surprise respond from my ex-colleague when I told her I do not have a credit card for 9 years in the workforce.
What's wrong with credit cards if they provide a convenient way to cover unexpected expenses when we are short of money? Isn’t that flexibility a good thing? I guess if you have it as a backup in case you do not have cash in hand is ok (as long as you have the actual amount of money in the bank).
However, credit cards become dangerous when people use it to avoid working on solutions to their debt problems. Rather than adjusting their lifestyles, people rely on credit cards, thus piling up more debt. Besides, The interest on credit cards often piles up faster than people can afford to pay it back, creating a hole nearly impossible to dig out of.
Sometimes I wonder, will credit cards become one of the cause that make people not to rely on God to provide when in need? God will wants us to seek Him in our time of trouble instead of turn to our card, right?
'Look at birds. They don't need to plant or harvest or put food in barns because your heavenly Father feeds them. And you are far more valuable to him than they are... , and he will give you all you need from day to day if you live for him and make the Kingdom of God your primary concern.' ~ Matthew 6:26, 33.
